The need for financial security is constantly expanding. The construction of bank network monitoring is a gradual and gradual process. With the continuous deepening and refinement of bank safety management, the connotation, extension and value of security are broadening. The security system protects the bank’s fixed assets to protect users and their funds and information. The security requires more active integration with the banking system and the use of technical means to assist management. From the network monitoring, financial security has entered the door of integrated management.
Financial networking monitoring is an old topic! In the face of financial security, Long Zhongsheng, chief engineer of Guangzhou Haoyun Technology Service Co., Ltd., further explained that "the banking system has a complex structure, many subordinate departments, and a wide geographical distribution. When there are more and more self-help outlets, the number of systems is increasing." With fewer and fewer security staff, no matter from the point of view of security or management, the bank’s congenital conditions have determined that financial networking is imperative. â€
Since the piloting of the Bank of China in 2006, the financial networking monitoring has begun. The major banks have successively started the construction of financial network monitoring. The banks that have done earlier have basically achieved provincial-level network monitoring. “The nationwide network is not yet available. At present, only the Agricultural Bank of China is committed to promoting VMNS, which is the country’s national integrated network security system, including comprehensive integrated networking of video, access control, and alarm systems. Once completed, it will become the world’s largest integrated bank security system. At the same time, the Bank of Communications, China CITIC Bank, and China Merchants Bank are also carrying out different levels. It is worth mentioning that after the completion of the personnel reform, the Postal Bank has intensified the monitoring and networking of bank self-service halls and ATMs.†Shenzhen Lize Zheng Ping, Technical Manager of Intelligent Technology Co., Ltd. pointed out. After the development of financial security in recent years, the network monitoring has been recognized by users, resulting in economies of scale, and all banks are conducting at different levels.
“Financial Network Monitoring System integrates monitoring systems of banking outlets, self-service banks/ ATMs, and treasuries with anti-theft alarm systems, and realizes multi-level management modes such as provincial banks, branches, sub-branches and self-service banks in the construction of the system. As the backbone of the entire system, the Bank established an organic relationship between the upper and lower levels. It monitors and supervises the working conditions and working environment of the front-end outlets in real time. At the same time, it strengthens the security plans and internal control specifications of the front-end business outlets and discovers them in time. Violations and security risks prevent the occurrence of cases, said Zhao Haipeng, a pre-sales manager for Beijing Blue Star Software Technology Development Co., Ltd. Obviously, with the development of bank security environment, traditional financial security systems can no longer meet the needs of bank security. Integrating security systems with regulatory business platforms, from networked monitoring to integrated management, is a new trend in the current shift in bank security requirements. .
Building an efficient network monitoring system is the foundation
The bank security system has undergone three major stages: one is the phase of the independent network anti-theft and anti-theft alarm system; the other is the stage of the combination of analog monitoring and anti-theft alarm, and the network connection between the bank outlets and local public security 110; It is a digital transformation monitoring and networking stage, realizing digital network monitoring based on digital hard disk video recorders. "Banks spend a lot of money, from single-point development to network monitoring, in order to eliminate 'information islands'. When there are crimes in the banks, they can prevent them in time and assist the public security organs in seizing the criminals. Otherwise, they are in name only." Hao Yun Long Zhongsheng emphasized. It is precisely because of this that current system integration requires the integration of equipment within each subsystem and the integration of subsystems to form an integrated security or information management platform.
"The construction of a banking network system is just like our urban planning. It requires a little bit of construction and step-by-step integration. The current networking system is like an independent small kingdom, each of which is a battalion." Beijing Shengxun Electronics Co., Ltd. Ma Gui, deputy manager of the technology department, pointed out. The current financial and security networking is mainly based on video surveillance and alarms, but not yet fully integrated with other subsystems. "As the service continues to deepen, the future bank's alarm system will be combined with the video system to realize the image review at the time of the alarm, and to filter the police situation in a timely manner. He believes that the same opinion is expressed for Haoyun Long Zhongsheng: “For security, the alarm is the most important, and the alarm system is a part that cannot be ignored. All the alarm information will be transmitted to the monitoring center and the video will be used for review. Obviously, after network monitoring, how to effectively prevent crimes is the key.
“The scope and system involved in security networking will surely become wider and wider. Now there are different security issues in the access control systems, vehicle management systems, fire protection systems, asset management, and various types of business processes and procedures in financial institutions. Hidden risks, these should become the 'security' content of concern, and gradually become a resource in the financial security networking system, that is ultimately formed on the basis of the security system integration platform, thus the relevant resources for the unified management and reasonable deployment." Hangzhou Xiao Feng, industry director of Hikvision Digital Technology Co., Ltd. pointed out.
In addition, Long Zhongsheng of Haoyun also reminded that financial networking should further understand the needs of customers. It should not just focus on video review, and sound review is equally important. “Now banks are paying more attention to the intercom system. Some people think video review is enough. In fact, the review of sound is also important. For example, if there is a wall outside the vault, after the alarm information comes, the video has a blind area. If there is no sound collection, it is very important. It may be thought that it is a false alarm. The reality is that only focusing on the video system will weaken the existence of sound. This is something that needs to be improved in the future."
Networked with DVR
After years of development, the security monitoring of the bank has entered a mature and stable period. The security engineering construction of financial institutions has surpassed the three major areas of traditional monitoring, alarming, and access control. It extends at the application level and provides a powerful central integrated control and management service function. Realize the hierarchical management mode of provincial branches-prefecture-level branches, county-level sub-branches, and business front-ends, and implement multi-level supervision and control over the business processes of each branch.
At present, in major banks, 2M bandwidth is the mainstream, and business outlets are shared with business networks. According to the requirements of banks, there is a need for limited guarantees of business and office data. Subject to this restriction, the quality and number of channels transmitted by the system are constrained. The financial networking data of major banks is mainly based on local storage. The center backs up important data (alarm video information). “In system deployment, it is more feasible to store the front-end network, upload low-resolution sub-streams, and key image amplification resolution and code stream.†In response, Hikvision Xiao Feng proposed.
Financial institutions have high requirements for storage. They are required to save one month for general video recording and three months for important video recording. "The current financial security networking is mostly based on embedded DVRs, and the use of industrial-control DVRs is relatively small, mainly in the central and western regions." Hikvision pointed out that Feng Xiao pointed out. On the one hand, the fit between industrial control DVRs and the entire networked system is much less than that of embedded DVRs; secondly, the recording time of industrial control devices is also relatively short, and the stability is also less than that of embedded devices; in addition, the work of industrial control DVR access systems The amount and equipment costs are slightly higher.
In-depth banking management and operations
The application of security in the financial industry started earlier, but its application was relatively closed. It was relatively independent from personnel setting, system setting, and network infrastructure. The security system has always maintained a certain distance from other applications in the industry. However, with the deepening of network monitoring, the detailed management level, more and more requirements show that security systems need to be more closely integrated with business applications. The use of technical means to assist management has become more and more popular.
Banks' safety precautions not only require the integration of traditional audio and video, intrusion detection, and entrance and exit control of the three major security subsystems, but also need to consider how to better apply internal risk prevention after system integration. Security and internal risk prevention and management have become the consensus of the bank's security system design goals. “In the process of use, users have increasingly realized the role of monitoring and networking systems in internal risk management. This extension of functions has caused banks’ functional departments to attach great importance to the construction of monitoring and networking systems, and to some extent It promoted the construction of a bank monitoring and networking system. Bank security requires a multi-level and multi-sector coordination of automation, informationization, and from the branch to the head office, and a high-level information integration security and prevention system.†Chief Engineer of Shanghai Tianyue Technology Co., Ltd. Peng Hua said.
With the deepening of the bank network monitoring system, the correlation between various management departments will also be deepened. Before the Science and Technology Department was associated with the business system, the security department and the security system were closely managed. However, with the development of the network, there will be a convergence trend between the Science and Technology Department and the Security Office of the Bank. The business system and the security system will be more integrated. together.
The management of popularism is the hot spot of current application. Bank tellers are used as an example. As a window of dialogue between banks and customers, disputes are most likely to occur. The same camera can not only see counter staff, but also can capture customers. This transaction process is not only for possible trade disputes and other issues. Economic crimes provide video information and legal basis. They can also provide management personnel with management materials and business processes are standardized. Mr. Kong Junhui, technical manager of Shenzhen Tianyinglong Technology Co., Ltd., mentioned to the writer that the part involving management after networking was magnified. He once saw that the bank's audit department arranged special personnel to check large transactions through video to confirm whether the transaction was compliant.
"The network monitoring mode has been fixed, who can understand the business process application of bank work, deepen the application of platform functions, and meet the business needs of customers, who will be able to win the top spot in bank security," said Zhao Haipeng, Blue Star, "From the bank. Finding the highlights of business innovation and the integration with security monitoring in the business needs is the focus of the next work.â€
Maximize the value of security: a comprehensive management platform
At present, the bank network monitoring technology is relatively mature, and the infrastructure for security is already available. With the hardware facilities in place, how to make security play a greater value is the key to software. Let's look at a set of data. The number of cameras installed by the Bank of China, the Agricultural Bank of China, and the China Construction Bank are 934,776, 144,173 digital video recorders, 373,856 intrusion alarm detectors, and 79,832 alarm controllers. This size of security system is daunting. How can it be supervised? In addition, how to truly meet the needs of business processes?
With the expansion of the system scale and the increase in the number of access devices, higher requirements have been put forward for the network monitoring system platform software. Combined with the requirements of business management, the network monitoring platform needs to be upgraded to the level of integrated management. Since major banks in the hardware sector have basically adopted the entry system, the hardware part has no suspense, but the software part has more expectation. In particular, there are few platforms that can truly have business management capabilities.
An in-depth understanding of the business needs of bank users is the most challenging issue facing security management platform software R&D companies. "On the one hand, the banking industry is constantly updated with business models, business scope is continuously expanding, and its business management system is also increasingly complex. On the other hand, due to the expansion of business scope, the criminal means it faces are also increasing, more and more technology. We need to spend a lot of effort to understand the common needs of the banking security system. We also need to consider the individual requirements of bank management to determine the design of our security management platform's system architecture, and to maximize the closeness to the bank's security business and internal risks. To prevent management requirements, system deployment is more reasonable and flexible. Tian Yue Peng Hua said.
In addition to the search for user business needs, there are also considerations for the platform system itself. Acoustic Horses pointed out that as the system becomes more and more complex, every link can become the most important and the most critical, so the stability and reliability of the system are valued by people. On the one hand, the reliability of each component must be improved. On the other hand, starting from the design of the system, the overload of all parts of the system will occur. At the same time, the critical part adopts redundant design. At the security level, data encryption is needed to ensure the security of the data.
In addition, because the number of nodes involved may be very large, the software version update is also very tedious. Whether or not the platform software can adapt to the changes in the scale of network monitoring, scaling, rapid response, and seamless integration into the original system is very important.
HD, smart is hard demand
High-definition and intelligence are the trend of the entire security industry. Then, what are the demands for high-definition and intelligent banking that have been characterized by high, new and stable applications for products and technologies?
According to Tang Hui, the chief engineer of Fujian Tai'an Electronics Co., Ltd., whether the network bandwidth is satisfied, whether the related supporting technologies are complete, the technology maturity, and the price/performance ratio are factors that the user has to consider. Although high-definition is facing many difficulties, high-definition applications have shown signs in banks. According to Zhao Haipeng, the blue interstellar star, although there are few high-definition applications, but it is not without. At present, there are already monitoring and monitoring of the bank's headquarters building. 720P network cameras are used for environmental monitoring and the monitoring effect of 720P is considered. It is believed that with the completion of technology, banks will be the next commanding point for high-definition applications.
The demand for intelligence in the financial industry is relatively strong. "In a large number of alarm information, how to extract the required effective alarm information at the fastest speed is a matter of great concern to the bank. It is a relatively common practice to identify abnormal behaviors in ATM machines and self-service banking scenarios and link local alarms and upload monitoring centers. As for image intelligence technology, Tianyue Penghua has a different understanding. "Image intelligent technology is an intelligent acquisition technology for front-end alarm information of security systems. From the point of view of security monitoring system integration, the intelligentization of security management platform needs a focus in a certain sense. For example, effective real-time image monitoring. , Perfect police and police management strategy, complete data security management mechanism, efficient data retrieval technology, complete security information management, etc. The management platform is directly facing the user monitoring and guarding, internal risk prevention and management, therefore, the management platform The system intelligence is particularly important.†The intelligent platform system of front-end intelligent analysis + back-end intelligent management is the direction of security system design and construction.
Has bank security reached the limit?
As an industry that adopted security systems earlier, financial institutions have continued to develop and extend security applications. Up to now, they have risen from technical protection to comprehensive management. Will the next step be a bottleneck?
The security system encounters the same problems after it has penetrated into some specific industries, and can go deeper in technology. However, as a limitation of the management system, the security system cannot be further extended. At present, after integration of banking security systems and business systems at the system level, the integration of data information has been hindered. "The banking business data and security system data involve different levels of security and cannot be directly linked. Information exchange can only be carried out with the support of the relevant manufacturers. Then at the application level, we can make certain targets according to the needs of management functions. The functions, such as centralized authorization, electronic tags, and convenient file inquiries, were mentioned by Tian Ying Long Kong Junhui. As a relatively mature industry in security applications, financial system integrators dig deep into the needs of bank users, but it is clear that, after reaching this level, it is an insurmountable gap. Is bank security at the limit? Where should financial integrators go? Is there a change in the system and is there a better technical approach? We can only try to wait!